VIATICALS EXAMPLE

viaticals-example.jpg FEMALE - Age 66
$500,000 Term Policy
  • $1,880 Premium
  • $0 Cash Surrender Value

Viaticals Settlement Amount of $300,000

Faced with his wife's diminished life expectancy, a husband/beneficiary decided to utilize the life settlement process to viaticate her policy and use the proceeds to make her final years more comfortable.

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Policy Settlement NOW/LATER/NEVER
Process For Life Settlements And Viaticals

Effective Processes Provide Full Disclosure and Useful Answers for Life Settlements and Viaticals

The success of the life settlement market hinges on how well the life settlement industry can answer consumer's most important questions about life settlements and viaticals.

Should you sell your life insurance policy NOW even if you can still afford the premiums? Should you wait and sell your policy LATER? Should you NEVER sell your policy?

Make Informed Choices About Life Settlements and Viaticals

A consumer oriented life settlement / senior life settlement process should answer these questions and others so you can make the right financial choices for life settlements or viaticals.

Take the tour of our entire life settlement process to discover the steps life settlement brokers should follow in order to make sure you understand how anticipated taxes, the time value of money, your overall financial priorities and the availability of alternative financial strategies impact your decision to utilize life settlements or viaticals.

Pre-qualify
Valuation
Disclosure
Analysis
Documentation
Presentation
Implementation