Our free tools are offered to consumers and their legal advisors to help them determine if life insurance settlements, senior settlements, or viatical life settlements are in their best interest. Our free legal documents are intended to help with the development of a comprehensive financial plan.
Investment & Retirement Calculators
Net Worth
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Asset Allocator
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Investment Savings and Distributions
Use this calculator to see how long your investment savings can last once you begin taking distributions.
It can even help you determine if a life insurance settlement could help offset a retirement income shortfall.
Required Minimum Distribution (RMD)
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account.
This financial calculator will also look at potential future year's distribution requirements.
Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.
Tax & Personal Finance Calculators
1040 Tax Calculator
How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.
Estate Tax Planning
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability
and then decide if you should sell a life insurance policy or keep it for estate liquidity purposes.
Basic Financial Calculator
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!
Loan Calculators
Enhanced Loan Calculator
Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Reverse Mortgage Calculator
This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.
Insurance Calculators
Life Expectancy
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Immediate Annuity Calculator
Estimate what your monthly payments might be from an immediate annuity.
Life Insurance Calculator
How much life insurance do you really need? Find out here!
This tool can help you decide if replacement coverage might be needed should you decide to take advantage of a senior settlement (life settlement).
Long Term Care Calculator
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine
if you are financially prepared for this impending expense.
LIVEpdq
The LIVEpdq SM (Life Insurance Valuation Estimate pretty darn quick) is a one of a kind financial tool specifically designed to instantly appraise the settlement or collateral value of a life insurance policy.
Most calculators can be used to answer a specific financial question, interactively recalculate and display results, and graphically illustrate the outcome.
