LIFE SETTLEMENT BROKER EXAMPLE

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FEMALE - Age 78
$4,500,000 Universal Life
  • $173,200 Combined Annual Premiums
  • $500,000+ Loan Maturity Payoff

Life Insurance Settlement Amount of $0

An elderly lady used non-recourse premium financing to protect her illiquid estate while her tax council implemented valuation reduction techniques. By the time the loan matured the insurance was no longer needed. After a life settlement broker was unsuccessful at selling the policy, her trustee relinquished it to the lender in full satisfaction of the outstanding debt.

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Combined Staffs Create Better Focus

By combining our life settlement producer staff with that of an experienced life settlement broker, we believe we can create a life settlement company that can better focus on understanding your unique situation while the life settlement broker aggressively and efficiently markets your policy to a greater number of potential buyers.

Life Settlement Producer Responsibilities

This unique approach allows our life settlement producer staff to:

  1. Take a more holistic approach to life settlements by taking into account each individual consumers unique concerns to determine if a life settlement of viatical life settlement or viatical life settlement is truly their best option.
  2. Develop a suite of innovative life settlement producer tools that help consumers maximize the benefits of life insurance regardless of whether they sell a life insurance policy or keep it.
  3. Create and monitor better processes for the life settlement producer and broker, resulting in faster results with lower commission costs to consumers.

Life Settlement Broker Responsibilities

Our process helps our life settlement broker staff to:

  1. Better allocate life settlement broker resources toward funding life settlements offer for qualified and informed sellers who are ready, willing, and able to finalize a life settlement transaction.
  2. Improve life settlement broker closing ratios that lead to stronger alliances with buyers for the ultimate benefit of sellers.
  3. Significantly reduce life settlement broker underwriting costs, resulting in lower commissions and higher net offers for sellers.