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Life Settlement Glossary
- Any individual or entity that inherits a portion of a deceased person's estate.
- human life value
- The net present value of an individuals future earning power based on income, expenses, remaining working years, and an appropriate discount rate.
- hybrid premium finance
- A type of life insurance premium financing that accepts the projected future life settlement value policy is the primary collateral for loaning future premiums. The borrower also posts a modest amount of collateral beyond the insurance policy and may or may not be personally responsible for repaying part or all of the loan.
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