A viatical settlement agreement contains a lot of important information however there is no need to be intimidated by such an agreement. In most cases a viatical settlement agreement is designed to protect the consumer. Because a great deal of medical and financial information is included in a viatical settlement, it is important to protect your privacy.
In a viatical settlement agreement you will agree to provide information regarding the life insurance policy you wish to sell. In addition it is required that you give the viatical settlement broker access to your current medical information including doctors or specialists and medications, and all related records dating back to the past five years. Because your viatical settlement is dependent on your current medical condition, access to this information is pertinent. Within the viatical settlement agreement should be a federally required HIPAA agreement that is used to protect your privacy when releasing medical records.
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