Recent South Florida Sun-Sentinel Viatical settlement articles have informed a lot of people about a small but growing niche in the financial products/services industry. Viatical Settlements involve the sale of an existing life insurance policy, insuring someone who has been medically diagnosed with a terminal illness and who has a life expectancy of 24 months or less, to a third party Buyer for a substantial lump sum of cash. As you will see in a South Florida Sun-Sentinel Viatical settlement article the reasons people want to sell their policy vary, but the common denominator is that the Seller would rather have the lump sum of cash now, while they are alive and can enjoy it, than to leave an inheritence. Oftentimes the large cash payment will enable the Seller to pay for expensive treatments not covered by Medicare or traditional helth insurance, thus enhancing the quality of their lives and sometimes even extending it. If you would like to learn more about how a Viatical settlement might benefit you or a loved one but would prefer to talk to someone rather than read about it in a South Florida Sun-Sentinel Viatical settlement article simply answer a few questions here LIVEpdq and you’ll also get a free estimate of what a Viatical settlement might pay for an existing life insurance policy that qualifies.