The fact that life settlement hedge funds are growing in popularity is good news for the life settlement marketplace. As credit markets and lending become increasingly tighter over the last couple of years many were waiting to see if the life settlement hedge funds would continue to purchase life insurance policies.
Life settlement hedge funds purchase life insurance policies primarily from seniors with large life insurance policies and a life expectancy of 11 years or less. Buying a large portfolio of policies after completing a life expectancy and policy calculation they will reduce the risk from insured’s living longer than anticipated.
Life settlement hedge funds like the fact that a life settlement is an investment not correlated to stock market volatility. A life settlement may also be in the best interest of the consumer who no longer needs to keep their life insurance in effect and wants to receive fair market value for their policy. If you would like more information on life settlements or help with your individual policy please click the link LIVEpdq.