Would you feel comfortable taking your cell phone apart under the water without a diving mask or goggles or without life settlement advisors? Sounds like a question that can be answered before you get to the end of it. Life settlement advisors don’t work on cell phones but they do know how to sell life insurance policies. I have been in this business for years and I am still learning on every new case. Market changes affect life settlement advisors jobs as well as funder portfolio balances. In one month a particular group of funders will target age specific policies and in the next they may be more concerned with life expectancy reports for funding to the purchase of life insurance policies. Life settlement advisors must keep up with the market, the rules and proper presentation for policies to be sold. Relate this to a fishing guide, if he knows where the fish are he prospers for his clients, if he does not he goes home empty. Life settlement advisors are extremely important to an insured/owner of a life insurance policy that is to be sold. Required information for an industry acceptable life expectancy report must be compiled and the report must be presented to funders. The correct in force ledger for the policy must be calculated and presented on the paper of the listed insurance carrier along with all of the medical criteria of the insured. Life settlement advisors must deal with all the parties at the same time and then create the environment of competition for the purchase of a policy.
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