A Life Insurance Settlement Company buys policies on insureds who no longer need, or they can not afford to continue paying for, their life insurance policy. A Life Insurance Settlement Company employs underwriters to assess the value of a given life insurance policy, and then the company makes an offer to buy it. To get a higher purchase price a Seller will typically work with an experienced broker who only works with a Life Insurance Settlement Company with market expertise and multiple sources interested in competing to purchase a particular policy. By presenting a policy as favorably as possible to a Life Insurance Settlement Company a broker will receive the highest price for their client. What is difficult to determine is whether the offering price from a Life Insurance Settlement Company is the true Fair Market Value or if the offer is a ‘lowball’ one. A quick and easy way to get an initial estimate of the price a Life Insurance Settlement Company might be willing to pay for a policy is to complete a short survey here: LIVEpdq