Based on historical information it seems that women have a longer life expectancy than men by about five years, but men seem to be catching up or wearing women down because it used to be a little over seven years. There is a lot of information on the internet that you can research as to why this is, but the simple fact is that women have a longer life expectancy than men.
So what does that mean for life settlements? A life settlement purchase price is based on the cost of the policy, the amount of cash value in the policy, and the life expectancy of the insured. This means that, generally speaking, men receive higher offers on their life insurance policies than women receive.
Man or woman if you have a life insurance policy that you no longer want, no longer need or can no longer afford to maintain and you are interested in selling it please click our free policy evaluation tool LIVEpdq now. We will do the best job possible to get you the highest offer on your policy regardless of if you are a man or a woman.