Author Archives: Rick S. Cantville

About Rick S. Cantville

Rick S. Cantville graduated from North Dorchester High School in 1984 and entered the Marine Corps shortly after graduation. He spent 4 years as an aviation electronics technician on Camp Pendleton, CA. Rick has been married since 1990 to his beautiful wife Michelle and they have two wonderful children. He entered the life insurance industry in 2000 as a licensed producer. After several years as an independent producer, he joined Living Life Insurance Services in February 2003 as the Life and Annuity Manager and Underwriting Director. His responsibilities include overseeing life and annuity applications, case management and underwriting offers from many top-rated life insurance carriers. He values the experience of working with the top producers and business leaders in the life insurance industry.

Beneficial Exchange-Can The Sale Of An Unwanted Policy Benefit Me?

Can the sale of an unwanted life insurance policy to a institutional investor be a beneficial exchange for seniors? Given the right circumstances and the right offer, the answer is yes. Many seniors today that are in need of retirement … Continue reading: Beneficial Exchange-Can The Sale Of An Unwanted Policy Benefit Me?

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Life Expectancy Rates-How Are Rates Utilized?

Life expectancy rates are used by life settlement companies to determine the value of a life insurance policy that is for sale. Using life expectancy reports, along with the policy information, life settlement companies and investors can determine how much … Continue reading: Life Expectancy Rates-How Are Rates Utilized?

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Life Expectancy Report-What Information Does It Provide?

A life expectancy report provides an estimate, statistically speaking, of how long a person is expected to live. However, in addition to the expectancy, it provides quite a bit of other information. A life expectancy report will give pertinent information … Continue reading: Life Expectancy Report-What Information Does It Provide?

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Life Expectancy Table-How Is This Information Used?

A life expectancy table is information used to determine approximately how long a person is expected to live. This information is useful for many purposes, to include estate planning, life settlements, and tax purposes. Information from a life expectancy table … Continue reading: Life Expectancy Table-How Is This Information Used?

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Life Expectancy Tables-What Are LE Tables Used For?

Life insurance companies and life settlement companies alike use life expectancy tables to determine product and investment pricing. These tables are compiled by the Society of Actuaries and will give detailed information regarding how long men and women are expected … Continue reading: Life Expectancy Tables-What Are LE Tables Used For?

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Life Settlement Secondary Market – Providing Seniors A Valuable Financial Tool!

Before the life settlement secondary market, seniors had few options when faced with a life insurance policy that was no longer needed or affordable. The only options available to them was to either surrender the policy for the amount of … Continue reading: Life Settlement Secondary Market – Providing Seniors A Valuable Financial Tool!

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Life Settlement Scams – Funding Sources Assist In Protecting Seniors

In the earlier days of the life settlement industry, life settlement scams were all too common. Since there were no real regulations at the state level, many unscrupulous agents, brokers, and funders found it easy to take advantage of a … Continue reading: Life Settlement Scams – Funding Sources Assist In Protecting Seniors

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Life Settlement Software – How Do Providers Determine Purchase Price?

Life settlement software is software that is designed to determine the value of a policy or group of policies. The software is generally used by brokers, investors and providers. There is a lot of information that is used in pricing … Continue reading: Life Settlement Software – How Do Providers Determine Purchase Price?

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Life Settlement Seminar – What Information Is Provided?

A life settlement seminar is normally a meeting where industry professionals will gather to learn new information and developments within the life settlement industry. Many life settlement brokers, producers, funding sources and investors will attend a life settlement seminar at … Continue reading: Life Settlement Seminar – What Information Is Provided?

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Life Settlements Leads – Where Can A Producer Get Leads?

Many life settlement producers are looking for new methods to get more life settlements leads. As with any other type of marketing, there are many different ways to develop and gather life settlements leads. Many producers use word of mouth … Continue reading: Life Settlements Leads – Where Can A Producer Get Leads?

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