Author Archives: Richard S. Bernstein

About Richard S. Bernstein

Richard S. Bernstein graduated in 1964 from the University of Miami with a BA in finance, having earned the J. Edwin Larson Scholarship in insurance studies. Richard and his wife Robin reside in Palm Beach, Florida. They have three daughters, Ariel, Alexandra and Julia. His son, Arthur, lives in Palm Beach Gardens, Florida and is Vice President of Business Development at the firm. Richard S. Bernstein is CEO of Richard S. Bernstein & Associates, Inc which he founded in 1964. Mr. Bernstein has been a trusted insurance advisor to high net worth business leaders, families, and charitable organizations for over four decades, is an advisor to the Trump Organization and many of America's wealthiest businesses and families.

Investing In Senior Life Settlements Is More Profitable Than Ever

For companies that are investing in senior life settlements, they are buying policies with a higher projected return on their investment than ever before. Unfortunately for policy owners, this means a lower offer for their life insurance policy. A reason … Continue reading: Investing In Senior Life Settlements Is More Profitable Than Ever

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Iowa Life Settlement State Website Is Useful

If you are looking to an Iowa life settlement, you should check out the state website for lots of useful information. A simple search with any Internet search engine will lead you to their site. On this site, they provide … Continue reading: Iowa Life Settlement State Website Is Useful

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Life Expectancy Calculations: How Does This Affect My Offer?

Life expectancy calculations are the driving force behind all offers for life settlements. A life expectancy is an estimate on how long an individual will live. Now by no means is this an exact science, but several companies specialize in … Continue reading: Life Expectancy Calculations: How Does This Affect My Offer?

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Investing In Life Settlements: How To Make A Profit?

Investing in life settlements is something financial institutions have turned to as an alternative investment. The reason for their popularity is that the investors know that one day their investment will pay off because no one can live forever. If … Continue reading: Investing In Life Settlements: How To Make A Profit?

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Licensed Viatical Settlement Broker: How To Find One?

If you are looking for a licensed viatical settlement broker, let me give you some tips on what you need to look for. I have said this before, but the most important quality in a licensed viatical settlement broker is … Continue reading: Licensed Viatical Settlement Broker: How To Find One?

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Delaware Viatical Settlement Is Active Despite Its Size

The Delaware viatical settlement market is active despite its small population size. Delaware is known for being the first state in the Union. In the insurance world, it is known for being friendly for the creation of trusts. Since trusts … Continue reading: Delaware Viatical Settlement Is Active Despite Its Size

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Florida Viatical Settlement Is Very Strict

The Florida viatical settlement market is among the strictest in the nation. The reasoning behind the tough guidelines was to help protect the numerous senior citizens that reside in Florida. Among all of the states, the Florida viatical settlement market … Continue reading: Florida Viatical Settlement Is Very Strict

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Georgia Viatical Settlement Is All About Financing

The Georgia viatical settlement market has been driven by premium financed policies. A premium financed policy is when an individual finds a lender to loan the money to pay the premiums for a life insurance policy. The reason a person … Continue reading: Georgia Viatical Settlement Is All About Financing

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Idaho Viatical Settlement Is One Hot Potato

The Idaho viatical settlement industry is among the largest in the West. A reason for this is friendly regulations that have allowed many premium finance companies to originate numerous life insurance policies in the state best known for potatoes and … Continue reading: Idaho Viatical Settlement Is One Hot Potato

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Hawaii Viatical Settlement Even In The Middle Of The Ocean

The Hawaii viatical settlement works the same as its mainland counterparts. There are senior citizens there just like anywhere else who have turned to view their life insurance policy as an asset they can use to supplement their lifestyle. Among … Continue reading: Hawaii Viatical Settlement Even In The Middle Of The Ocean

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