Author Archives: Paul K. Arbo
Permanent Life Insurance – A Valuable Asset Accumulation Vehicle
When I started selling Permanent Life Insurance in the 80′s we typically described the cash value accumulation feature, which was guaranteed to credit 4% to the cash value but sometimes paid 8-10%, as a “forced savings account”. Since the stock market was … Continue reading: Permanent Life Insurance – A Valuable Asset Accumulation Vehicle
Permanent Life Insurance – Still An Exceptional Estate Planning Tool
With the recent enactment of yet another round of estate tax laws it initially appeared that Permanent life Insurance would no longer be an integral part of an estate plan. The new estate tax laws allow $5,000,000 to pass tax … Continue reading: Permanent Life Insurance – Still An Exceptional Estate Planning Tool
Permanent Life Insurance – How To Leverage A Business Gift For Multiple Generations
Now that Congress has finalized the Unified Credit (estate and gift taxes are the same; $5,000,000 per person passes tax free) leveraging a Business Interest to buy Permanent Life Insurance is a terrific opportunity for the next two years; after two years … Continue reading: Permanent Life Insurance – How To Leverage A Business Gift For Multiple Generations
Life Settlement Adviser Your Most Important Choice In The Transaction
The Life Settlement Adviser you select to handle your Life Settlement sale is the key deciding factor as to whether you will have a fair market offer in a timely manner or will get a quick low ball offer that … Continue reading: Life Settlement Adviser Your Most Important Choice In The Transaction
Life Insurance Viaticals – A Quality-of-Life Enhancer
Life Insurance Viaticals involve the sale of an existing life insurance policy, insuring somebody who has been diagnosed with a terrminal illness (meaning they have less than 24 months to live), to a Buyer who will pay a large lump sum … Continue reading: Life Insurance Viaticals – A Quality-of-Life Enhancer
Life Insurance Settlements Association A Proud Organization
The Life Insurance Settlements Association was formed to help govern both the firms interested in buying life Insuance policies in Settlement transactions as well as the brokers retained by the Sellers to sell their policies. The Life Insurance Settlements Association … Continue reading: Life Insurance Settlements Association A Proud Organization
Life Insurance Settlement Companies A Retiree’s Best Friend
Life Insurance Settlement Companies are a retiree’s best friend when they need money to support themselves because the recession severely reduced their retirement assets and they can no longer work. Life Insurance Settlement Companies buy existing life insurance policies on … Continue reading: Life Insurance Settlement Companies A Retiree’s Best Friend
Life Insurance Settlement Calculator Not All Are Created Equally
A Life Insurance Settlement Calculator is a tool used in the Life Settlement industry to determine the lump sum of cash a Buyer would be willing to pay a Seller to buy their existing life insurance policy. Life Settlements involve … Continue reading: Life Insurance Settlement Calculator Not All Are Created Equally
Life Settlement Acquisitions Tricky Business Unless You Know The Underwriter
Life Settlement Acquisitions involve aggregating a block of Life Settlement policies as an investment; as policies “mature” (insureds die) the Buyer/Aggregator receives the proceeds as a return on their initial investment. While everybody knows that 100% of the people who … Continue reading: Life Settlement Acquisitions Tricky Business Unless You Know The Underwriter
Life Settlement Administrators – The Key To A Successful Transaction
Life Settlement Administrators are the key to a successful transaction because the good ones have sophisticated tracking and compliance tools to move the sale along and satisfy all of the regulators Before the Life Settlement industry became so popular there … Continue reading: Life Settlement Administrators – The Key To A Successful Transaction
