Author Archives: Michael P. Perog

Viatical Settlement taxation is somewhat of an issue. Viatical Settlements are different from normal life settlements, because they have less number of years to live and that is why it is called a viatical. There are also other laws that … Continue reading: Viatical Settlements Tax

 Viatical vs Life Settlement really means that both settlement profits are very similar, but they have differences. 1. Viatical means the person is going to live less than 2 years as quoted by the third party actuarial company. 2. Viatical … Continue reading: Viatical vs Life Settlement

Viaticals of America is if you look over the entire United States of America and try to get a feel for the life settlements that are occurring and then you take the sub section of that market, called viaticals and … Continue reading: Viaticals Of America

Viatical Wiki is a place that you can go online at wiki encyclopedia and gives definitions of what viaticals are. Viaticals are a traditional life settlement except that the individual is going to generally live less than 48 months, which … Continue reading: Viaticals Wiki

 Virginia Viatical Settlements would be an example of one state and the viatical rules that are associated with that one state at that specific time. Viatical settlements are watch closely by the government because the insured has less than 48 … Continue reading: Virginia Viatical Settlements

Life Insurance Illustration is a document that is created by us, your life insurance agent, after we do a financial analysis of your medical condition based on your medical records, and how old you are. It compares the prices of … Continue reading: Life Insurance Illustration- How It All Works.

Life Insurance verses Annuity is the comparison between a life insurance policy you pay into every month, quarter, or year in order to have a death benefit. This will create a death benefit when you pass away, earning your family … Continue reading: Life Insurance Verses Annuity

One may ask “Why buy life insurance?” It all comes down to the mathematics. For example, in life, one may invest $1.00, and receive a $1.10 back. But then, one may ask themselves, how many dollars can I invest in order … Continue reading: Why Buy Life Insurance?

The math behind life insurance basically means:  Why are people buying life insurance? Why is there is six trillion dollars worth of Life Insurance in force? There must be some profitable reasons why. The bank’s analysis goes like this:  If … Continue reading: The Math Behind Life Insurance

The question is how to profit from life insurance? It is usually followed by the question why is there six trillion dollars of life insurance at force? Why are people buying this thing called life insurance? Let me explain. It all comes down to … Continue reading: How To Profit From Life Insurance