Author Archives: Joseph W. Horner

 The life settlements market size is monitored by several entities which are all quick to let everyone know that their measure is only a guestimate because there is no requirement for reporting transactions and not everyone is all that forthcoming … Continue reading: Life Settlements Market Size – 2011 Is Looking Good

For people interested in selling an insurance policy, most will want to start by considering what the life settlements risks are and how they would affect someone.  The main life settlements risks are about someone selling an insurance policy to … Continue reading: Life Settlements Risks – A Seller Doesn’t Have Much

When an agent is conducting an Insurance Review for a client that is in their late 60’s or older they should include life settlements in the discussion. The reason for this is depending on what the Life Insurance Review covers … Continue reading: Life Insurance Review – Should Include Life Settlement Discussion

When a person wants to buy something they want to get the best price possible, it doesn’t matter what it is a house, car, flat screen TV, furniture etc…, because if you can get the same make, model brand and … Continue reading: Life Insurance – Is Cheaper Always Better?

When ever someone is approached in regard to Life Insurance their initial reaction is many times that they have it through their jobs and or some on their own and they have enough.  But do they really? Unfortunately the answer … Continue reading: Life Insurance – Do You Really Have Enough?

 With the aging of America and our government’s fixation to tax everything, thoughts should be given to permanent life insurance as a tool for wealth transfer without taxation.  Many people work all of their life building a company, family farm … Continue reading: Permanent Life Policy – Can You Avoid Inheritance Tax?

There are various strategies for life insurance which can tailor made for most situations so in order to help promote thoughts of how they can work for you a few are discussed here.  Most strategies for life insurance start with … Continue reading: Strategies For Life Insurance – How To Plan Early

Most people know the difference between term and permanent life insurance but many don’t understand the various subsets within each. Term insurance is temporary insurance.  It is the cheapest type of insurance and is  usually purchased when Life Insurance is … Continue reading: Life Insurance – Understand The Different Types

 If you are over 70 and need life insurance there are still some attractive options that can fit many people’s needs but keep in mind that premiums won’t be what the younger would pay.  An insurance company’s job is to … Continue reading: Over 70 and Need Life Insurance – Maybe Not Too Late

When a person applies for Life Insurance they have to go through the Life Insurance Underwriting process and this is something that most people don’t understand very well. The Life Insurance Underwriting process is the way the insurance company assess … Continue reading: Life Insurance – Underwriting