If you are a senior individual who resides in and who Arkansas owns life insurance which you no longer have a need to own or possibly can no longer afford the premium you may want to consider an Arkansas life settlement. An Arkansas life settlement varies from an Alabama viatical by the insured having a life expectancy in access of 24 months. An Arkansas life settlement is more common than a viatical since investors (identities buying the unwanted life policies) do not want to be involved in potential litigation involving an aggressive sales practice on a desperate person. Also today the majority of life policies sold allow an insured who is diagnosed as terminally ill with less than 24 months to live to access their death benefit. So in this situation if you are a person who lives in Arkansas there would be no reason to transact an Arkansas life settlement in order to access cash. In the event you are considering a life settlement visit our LIVEpdq link for a free policy evaluation.