A life settlement broker is an insurance professional who helps people who own their life insurance policies, which they no longer need, to sell the policies for substantially more money than they would be worth if the policies were to be surrendered for their cash value or a pro-rata refund of any unearned premium. A life settlement broker who is a friend is someone who has expertise in analyzing life insurance policies, who has knowledge of the life settlement industry and has relationships with several financially secure, respected third party buyers who have a history of offering top dollars to buy existing life insurance policies. A life settlement broker who is a foe is someone who is out to make a fast buck, does not have the client’s best interests at heart and does not understand what the fair market value of a policy is so when they push the sale it is to get the commission rather than get the most value for the seller. If you want to find a settlement broker who is a friend, and get a fair estimate of the potential value of a policy you might be interested in selling, just complete a quick survey here; LIVEpdq