Policy Settlement

Life Settlements

The life insurance you own was purchased for good reason to protect your family or a business interest. But, when retirement comes, protection against not living long enough often takes a back seat to the fear of outliving your income sources. That's when cutting costs becomes a more sensitive subject and converting an unwanted life insurance expense into a welcome new income source has tremendous appeal... especially if the life insurance coverage is no longer needed. Learning the ins and outs of life settlements will help you make the right choice between keeping your life insurance and converting it into a new retirement income source.

Retirement Planning

When it comes to retirement planning you already realize that saving more and giving your money time to grow are the two keys to accumulating retirement assets. Having a high income helps, though financial surveys substantiate the fact that high income is less than a third of the reason that millionaires are wealthy. The Personal Pension Plan is a private, tax-advantaged, supplementary pension plan designed to fill the savings and growth gap between merely retiring and retiring at the lifestyle your REALLY desire.

Estate Planning

Millionaire status is the result of integrity, discipline, social skills, leadership, vocational satisfaction, family support, pro-active planning, prioritizing, investing and (most often) frugality. Wealthy people think differently when it comes to controlling money and usually live below their means in order to keep more of what they make. At times, though, you've probably had serious doubts about whether you've made the right decision by allowing so many of your assets to be exposed to excessive death taxes.

The Last Chance Estate Plan was developed to help you decide whether or not to "Keep It In" or "Get It Out". Unlike other financial modeling programs, it focuses on making sure you don't run out of money while you're still living... since most people are more concerned about that than any other financial issue. Most estate planning advisers don't offer an analysis with income longevity as the primary focus, even though every financial strategy you consider must be looked at in this manner... to keep you from running out of money before you run out of time.

Best of all, The Last Chance Estate Plan provides a year-by-year back up for every aspect of its analysis, so you or your other professional advisors can audit every part of it.

Executive Benefits

You're probably in business for yourself because it allows you to be your own boss and put your own ideas in practice doing something you like… while hopefully building a valuable asset you can pass on to the next generation or use for your own retirement.

But, the economic downturn that started in March of 2008 many have left you concerned about these three issues that are most mentioned by other business owners.

1. Not having enough income for retirement
2. The impact market volatility could have on their nest egg
3. Runaway inflation, especially health care costs

The Preferred Compensation Plan was designed to help business owners put their worries aside, so they relax and concentrate on doing what they love, instead of worrying about an uncertain future.

Asset Protection

Merely increasing your income does not lead to wealth. Increasing the gap between what you make and what you keep does. But, as your wealth grows, so do the hazards that can take it all away. Most people spend 90,000 hours accumulating assets during their lifetime and under 3 hours developing a plan to protect them. And despite the fact that you've shown the ability to accumulate significant assets, youve probably ignored the hazards that can deprive you from enjoying it.

The Asset Protection Plan provides the foundation you need in your quest to keep what you have.

Financial Advisors

Today's financial advisors have 3 BIG problems

1. Incomes are down - 48% since 2007 (on average)
2. Distrust is up - Just 45% of consumers trust financial advisors (on average)
3. Customers cost more - "Old" marketing tactics have stopped working well

These problems were caused by 3 BIG changes

Most financial advisors underestimate the future impact these monumental changes will have on their business, or simply put off doing anything about them. This creates an enormous opportunity for early adopters who use our system to adapt to all 3 changes, overcome all 3 problems and provide exemplary service to local residents. Our unique system can help establish you as the MOST trusted local financial advisor so you can grow your market share by increasing traffic, sales, profits, business goodwill, business value and benefits to your community.